Emma Lower

Emma Lower is the CEO of Lendology CIC, a UK-based social enterprise and B Corp dedicated to improving access to affordable, responsible lending for homeowners. With a background in developing high performing teams and leading business strategy, Emma has championed initiatives to revolutionise fair finance by working in partnership with local councils. Under her leadership, Lendology is a driving force behind innovative solutions that help councils achieve net-zero goals, reduce fuel poverty, and improve housing conditions. She champions partnership-driven finance, proving that responsible lending can transform lives, homes, and local economies. A thought lender in inclusive finance and sustainable lending, Emma regularly engages policymakers, industry leaders, and community organisation to advocate for fairer financial solutions that create lasting social and environmental change. Her strategic vision has positioned Lendology as a trusted and innovative lender, making quality housing a reality for many who might otherwise struggle to afford vital home improvements.